Ronald Malcom is Senior Counsel at Andrew & Hopkins, where his practice concentrates on Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) compliance, regulatory and enforcement law, internal investigations, and corporate governance and risk advisory. Ronald is the lawyer financial institutions and corporate boards engage when the question is not whether the program meets the letter of the rule, but whether it will hold up under multi-regulator, real-world scrutiny.
His client base spans U.S. and international financial institutions, fintech platforms, multinational corporations, and the audit committees and boards that govern them. Ronald advises on the design, deployment, and remediation of risk-based compliance frameworks, on the integration of analytics and transaction-monitoring technology, and on the disciplined documentation that regulators expect to see in the file. He has served as independent counsel on monitorship and remediation engagements, and he is regularly retained by boards conducting independent investigations into allegations of financial-crime control failures.
On the enforcement side, Ronald represents clients in parallel proceedings before federal banking regulators, FinCEN, the Securities and Exchange Commission, the Department of Justice, and state attorneys general. He is known among clients and regulators alike for measured, evidence-led advocacy that resolves matters with minimal collateral damage to ongoing operations, and he is a recurring voice in industry publications on AML, sanctions, and corporate-governance topics. Ronald is admitted in the District of Columbia, New York, and New Jersey.